Most loan overpayment calculators are designed for UK mortgages — the maths is identical for any amortising loan (mortgage, personal loan, car finance) where interest is charged monthly on the outstanding balance. Enter your balance, rate and term to see your overpayment savings.
You'll be mortgage-free 6 years 9 months earlier
and save £46,940 in interest.
| Without | With overpay | |
|---|---|---|
| Term | 25 years | 18 years 3 months |
| Total interest | £156,277 | £109,338 |
| You save | £46,940 · 6y 9m |
A lower interest rate could save you thousands more on top. See if you could remortgage to a better deal.
We may receive a commission if you remortgage through a partner broker. This never affects the rate you're offered.