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Money Saving Expert mortgage calculator alternative (independent)

An independent free alternative to the Money Saving Expert mortgage overpayment calculator. Identical UK amortisation maths, faster interface, dedicated lender pages, and no sign-up.

Your mortgage

UK calculator
Estimated monthly payment£1,254
Your overpayment result

You'll be mortgage-free 6 years 9 months earlier
and save £46,940 in interest.

New payoff
September 2044
was June 2051
Total interest
£109,338
was £156,277

Balance over time

Without overpaying With overpaying
WithoutWith overpay
Term25 years18 years 3 months
Total interest£156,277£109,338
You save£46,940 · 6y 9m

Want to clear it even faster?

A lower interest rate could save you thousands more on top. See if you could remortgage to a better deal.

Check remortgage rates

We may receive a commission if you remortgage through a partner broker. This never affects the rate you're offered.

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