Built specifically for UK mortgages — handles the 10% annual fee-free cap, monthly compounding, and the way Halifax, Nationwide, Santander, NatWest, Barclays, HSBC, Lloyds, TSB and Virgin Money apply overpayments in practice.
You'll be mortgage-free 6 years 9 months earlier
and save £46,940 in interest.
| Without | With overpay | |
|---|---|---|
| Term | 25 years | 18 years 3 months |
| Total interest | £156,277 | £109,338 |
| You save | £46,940 · 6y 9m |
A lower interest rate could save you thousands more on top. See if you could remortgage to a better deal.
We may receive a commission if you remortgage through a partner broker. This never affects the rate you're offered.